Personal statement · Month 035

Vested Saver

Age 24 · Act II - Getting Established — The wobble steadies; choices start to compound.

v0.4.42-beta← Tenshin Arts
👁 Watching Big Spender — live · Play free →
Balance · Net worth
$14,002
Build a nest egg of $100,000 by the end. — 14% there
Monthly load: rent $1,100 · insurance auto on, health on
$-2,66835 months$14,002
Cash
$0
Savings (HYSA)
$6,030
CD (locked)
$0
Invested
$7,972
Debt · APR 18.2%
$0
Credit score
750
Your grade
F
what you're learning
Strongest at Credit health · still building Budgeting
Weighted toward what you learn — the balance counts for more as you near your goal.
Month 35 · last event

The leasing office pulls your report. A thin score means a fat deposit before you get the keys. — your score clears it

Nia: "If it's urgent and secret, it's a scam. Real institutions never rush you."

What you're learning

Inferred from your decisions — never a quiz. Locked skills unlock as you master their basics.

Budgetingnovice
Credit healthmastered
Emergency fund (locked)unproven
Debt payoffmastered
Banking (locked)unproven
Insurance (locked)unproven
Compound growth (locked)unproven
Tax awareness (locked)unproven
Fraud avoidance (locked)unproven
Report a bug or idea

This month's plan

Split your leftover paycheck. Fractions of what's left after rent, insurance & minimum debt.